How to Apply for 72000 Khud Mukhtar Loan Online?

The Khud Mukhtar Program by 8171 Ehsaas Program 25000 BISP news, a crucial component of the Punjab Human Capital Investment Project, is designed to uplift selected citizens by enhancing economic and social inclusion. This initiative focuses on building human capital in poverty-alleviation households through education, skill training, micro-finance, and fund transfers. With an investment of approximately $30 million, the program aims to strengthen educational programs, create employment opportunities, and reduce unemployment in Pakistan.

The Benefits of the Khud Mukhtar Program

The Benefits of the Khud Mukhtar Program

The Khud Mukhtar Program offers a range of benefits to participants, aligning with the government’s priority to promote entrepreneurship and ensure economic independence for the youth. Some key advantages include:

  1. Economic Independence: The program serves as a pathway to prosperity, empowering individuals to achieve economic self-sufficiency.
  2. Decent Employment: Recognizing employment as a fundamental right, the program focuses on providing meaningful and sustainable job opportunities.
  3. Entrepreneurship Priority: In line with the government’s agenda, the Khud Mukhtar Program places a strong emphasis on entrepreneurship, fostering a spirit of innovation and economic growth.

Khud Mukhtar Program Eligibility

To be eligible for the Khud Mukhtar Program, applicants must meet certain criteria. The program targets married couples aged 18 to 29 with at least one child under 5 years who are already benefiting from the Benazir Income Support Program. The eligibility criteria are as follows:

  • Age: 18 to 29 years
  • Marital Status: Married
  • Children: At least one child under 5 years
  • Beneficiary of BISP: Already benefiting from the Benazir Income Support Program

The program provides business training and financial assistance of Rs 72,000 to eligible households, lifting them out of poverty. Eligibility is verified locally, and nominations are done by housewives.

Suggested Businesses for Khud Mukhtar Program Business Loan

Participants in the Khud Mukhtar Program can choose from a variety of businesses to start with the provided loan. Some suggested businesses include:

  1. Industrial Home
  2. Car Painter
  3. Mobile Repairing Shop
  4. Grocery Store
  5. Tea and Snack Stall
  6. Fruit and Vegetable Shop
  7. Electrician and UPS Service Center
  8. Welding Shop
  9. Ironing and Mechanic Services

These businesses have been identified as viable options for utilizing the loan effectively and achieving sustainable personal employment.

Applying for the Khud Mukhtar Loan Online: Step-by-Step Guide

Follow these steps to apply for the Khud Mukhtar Loan:

  1. Check Eligibility: Ensure that you meet the eligibility criteria, including age, marital status, and participation in the Benazir Income Support Program.
  2. Business Idea: Decide on a business idea from the suggested list or propose your business plan.
  3. Local Verification: The eligibility is verified locally, and nominations are made by housewives. Cooperate with the local verification process.
  4. Tehsil-Level Registration: The program conducts door-to-door registration at the tehsil level. Make sure to register during the designated registration period.
  5. Technical Support: Benefit from technical support provided by IRM and NRSP to enhance the success of your business.
  6. Loan Utilization: Once approved, utilize the loan amount for the chosen business purpose, ensuring it aligns with the program’s objectives.


The Khud Mukhtar Program represents the government’s commitment to empowering youth, fostering economic prosperity, and creating a sustainable path towards self-reliance. By following this step-by-step guide, eligible individuals can apply for the 72000 Khud Mukhtar Loan, contributing to their economic independence and the overall growth of Pakistan.

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